I just wanted to get your attention...
Because......
WOOOt WOOOOOOt !!!
Today, we became completely credit card debt free.
And paid off one student loan.
The only consumer debt we have is our car...which we have paid down substantially. And it WILL BE PAID OFF BY JUNE!!!!! WOOT WOOT!!
The only thing we will have after that is our student loans....we have a LOT of student loans...when I say ALOT and you think of a number...trust me...it's still not enough...we have A LOT of student loans... but we have developed a plan in which, if all goes according to plan, those will be paid off in TWO YEARS!!!!!!! AGH....dies of shock...
You know, even though we have so many student loans, I wouldn't trade the fact that I have my degree, or those best years of my life, for ANYTHING! I really had a blast...It would have been nice to have not had to pay for them at a 7% interest rate, but oh well...
Now...this is a big deal for us...Nathan and I have learned THE HARD WAY about debt. Trust me...DON"T DO IT!!!! Get out...Run away screaming!!!! You DON"T have to have debt, even though you think you do!!!! I have BTDT in a MAJOR way and I was lucky enough to have come out of it all with my marriage intact and having friends who were there for me in a BIG way...
I can't thank you all enough...
I can't tell you how lighter this has made Nathan and I feel today. It's such HUGE deal b/c we have been suffering from our bad decisions for the last 5 years and we don't have to anymore...and to actually think that in 6 months we will have our car, which has less than 40,000 miles on it, paid off!!! That's a huge deal for both of us.
Thank you, Dave Ramsey, for opening my eyes and thank you June for the gift! I knew it deep down before, but reading that book just shoved it up my nose....
So we went out today and didn't have to worry about buying some things we wanted/needed for around the house b/c we COULD!! And we bought steak, and Kids Cuisines (which we NEVER buy) to celebrate....mmm....time for dinner!
3 comments:
Congrats! That must feel GREAT! We're looking forward to getting to that point.......at some point. :)
Hooray hooray! We've been pretty good about credit card debt, but I bet we could take you on with student loans... :)
Hope your dinner tasted fabulous!
Congrats! I had a few years where I was sweating the debt thing too. It really sucks. I could really use some steak right now.
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